This site (the "Site") is owned and operated by Efficlucious Associates Inc. ("Efficlucious Associates") for your personal entertainment, information, education and communication. Please feel free to browse the Site; however, your access and use of the Site is subject to the following terms and conditions ("Terms and Conditions") and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms and Conditions.


Restrictions on use of Materials. The Site contains material which is derived in whole or in part from material supplied by Efficlucious Associates and other sources, and is protected by international copyright and trademark laws. No material (including but not limited to the text, images, audio and/or video) and no software (including but not limited to any images or files incorporated in or generated by the software or data accompanying such software) (individually and collectively the "Materials") may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way or decompiled, reverse engineered or disassembled, except that you may download one copy of the Materials on any single computer for your personal, non-commercial home use only, provided you keep intact all copyright and other proprietary notices. Modification of the Materials or use of the Materials for any other purpose is a violation of Efficlucious Associates' or such other sources' copyright, trademark and other proprietary rights. The use of any such Materials on any other Web site or networked computer environment is prohibited without Efficlucious Associates' express written consent.

Submissions/Communications. Efficlucious Associates has a long-standing company policy that does not allow Efficlucious Associates to accept or consider creative ideas, suggestions or materials other than those Efficlucious Associates has specifically requested. It is the intent of this policy to avoid the possibility of future misunderstandings when projects developed by Efficlucious Associates' staff might seem to others to be similar to their own creative ideas, suggestions or materials.

If you do send us any creative materials, including creative suggestions, ideas, notes, drawings, concepts or other information or if you transmit to the Site by electronic mail or otherwise, communications including any data, questions, comments, suggestions, or the like (collectively, the "Information"), the Information shall be deemed, and shall remain, the property of Efficlucious Associates. None of the Information shall be subject to any obligation of confidence on the part of Efficlucious Associates and Efficlucious Associates shall not be liable for any use or disclosure of any Information. Efficlucious Associates shall exclusively own any now known or hereafter existing rights to the Information of every kind and nature throughout the universe and shall be entitled to unrestricted use of the Information for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Information.

Bulletin Boards. The Site may include bulletin boards and chat rooms ("Bulletin Boards") which allow feedback to Efficlucious Associates and real-time interaction between users.

Limitation of Liability/Disclaimer. Your use and browsing of the Site is at your risk. If you are dissatisfied with any of the Materials contained in the Site, or with any of these Terms and Conditions, your sole and exclusive remedy is to discontinue accessing and using the Site. Third Party Sites. Efficlucious Associates may provide links and pointers to internet sites maintained by others ("third party sites"). Efficlucious Associates has not reviewed all of the third party sites linked to the Site and is not responsible for the contents of or any products or services offered in such third-party sites.

Termination. This Agreement is effective until terminated by either party. You may terminate this Agreement at any time by destroying all Materials obtained from the Site and all related documentation and all copies and installations thereof, whether made under the terms of this Agreement or otherwise. This Agreement will terminate immediately without notice from Efficlucious Associates if in Efficlucious Associates' sole discretion you fail to comply with any term or provision of this Agreement. Upon termination, you must destroy all Materials obtained from this Site and all copies thereof, whether made under the terms of this Agreement or otherwise. In the event of termination, you are no longer authorized to access the Bulletin Boards and the restrictions imposed on you with respect to Materials downloaded from the Bulletin Boards and the disclaimers and limitations of liabilities set forth in this Agreement shall survive.